Kredi danışmanı

Bu meslek hakkında

Kredi danışmanları, kredi hizmetleriyle ilgili olarak müşterilere rehberlik sunar. Müşteriler için en uygun kredi çözümlerini belirlemek amacıyla müşterinin mali durumunu ve kredi kartları, tıbbi faturalar ve otomobil kredilerinden kaynaklanan borç sorunlarını değerlendirir ve gerekirse maliyelerini düzenlemek için borç giderme planları da sağlarlar.

Temel beceriler

advise on financial matters analyse loans analyse the credit history of potential customers assess debtor's financial situation consult credit score examine credit ratings maintain client debt records maintain credit history of clients obtain financial information perform debt investigation prepare credit offers provide financial product information provide support in financial calculation

Gerekli bilgi

credit control processes debt systems economics financial products insolvency law

Ek beceriler

advise on credit rating advise on risk management analyse financial risk assess risks of clients' assets budget for financial needs communicate with banking professionals create a financial plan determine loan conditions develop investment portfolio forecast future levels of business interpret financial statements interview bank loanees monitor national economy prepare credit reports review investment portfolios synthesise financial information accounting techniques audit techniques banking activities business loans consumer protection corporate social responsibility credit card payments investment analysis microfinance mortgage loans property law securities tax legislation

Ayrıca şu adlarla bilinir

bankmedewerkster kredietafdeling analist kredieten en risico's kredietadviseur adviseur hypothecaire kredieten accountmanager kredietadvies bankmedewerker kredietafdeling kredietanalist financieel expert bankkrediet consulent bankkrediet