عن هذه المهنة
Insurance underwriters assess business risks and liability policies and make decisions about commercial property. They inspect the conditions of businesses’ properties, analyse inspection policies, assist with real estate and rent issues, prepare loan contracts and handle commercial risks in order to align them with business practices. Insurance underwriters analyse various information from prospective customers in order to assess the likelihood that they will report a claim. They work to minimise risk for the insurance company and make sure that the insurance premium aligns with the associated risks. They can be specialists in life insurance, health insurance, reinsurance, commercial insurance, mortgage insurance.
المهارات الأساسية
analyse financial risk
assess financial viability
collect property financial information
create a financial plan
create cooperation modalities
create insurance policies
decide on insurance applications
manage financial risk
obtain financial information
provide support in financial calculation
review insurance process
المعرفة المطلوبة
actuarial science
business loans
claims procedures
insurance law
modern portfolio theory
principles of insurance
property law
real estate underwriting
types of insurance
مهارات إضافية
analyse insurance needs
analyse insurance risk
apply technical communication skills
assess customer credibility
assist in loan applications
calculate insurance rate
communicate with customers
compare property values
conduct financial audits
create underwriting guidelines
develop investment portfolio
ensure proper document management
estimate damage
examine credit ratings
explain financial jargon
handle financial disputes
identify clients' needs
inform on renting agreements
interpret financial statements
manage contract disputes
manage contracts
negotiate loan agreements
organise a damage assessment
perform property market research
prepare financial auditing reports
review investment portfolios
synthesise financial information
credit control processes
financial statements
insurance market
market analysis
real estate market
تُعرف أيضًا باسم
group insurance underwriter
automobile insurance underwriter
life underwriter
liability risk assessor
personal lines underwriter
commercial underwriter
fire insurance underwriter
risk assessor
commercial lines underwriter
public liability insurance underwriter
casualty insurance underwriter
accident and sickness insurance underwriter
package insurance underwriter
commercial insurance underwriter
commercial property underwriter
